Our Services
Annual Medicare Plan Reviews in Central Oregon
Your Medicare coverage should fit your life today — not the life you had when you first enrolled.
Why an Annual Review Matters
Medicare plans can change their formularies, premiums, networks, and benefits each year. What worked last year may not be the best fit this year. Even if you are perfectly healthy and your situation hasn't changed, your plan's coverage rules or costs might have.
What We Look At Together
Prescriptions
We compare your current medications against the plan formulary to ensure they remain covered and estimate out-of-pocket costs.
Providers
We verify that your preferred doctors, specialists, and hospitals remain in your plan's network for the upcoming year.
Health & Budget Changes
If you have new health needs or are looking to adjust your budget, we evaluate plans that align with your current financial and medical situation.
Plan Announcements
We review the Annual Notice of Change (ANOC) with you to ensure there are no surprises with your current plan's upcoming changes.
When to Review
The Annual Enrollment Period (AEP) runs from October 15 through December 7 each year. Any changes you make during this window take effect on January 1.
We recommend starting the conversation in September so you have ample time to review your options without feeling rushed.
What you don't need to do
You don't need to do anything if your current coverage still fits perfectly. However, you won't know for sure unless you verify the details. We do the heavy lifting to check, so you can confidently keep what you have or make a necessary change.