Dental & Vision Planning for Retirement

Protecting Your Whole Health

Many people are surprised to learn that Original Medicare (Parts A and B) generally does not cover routine dental or vision care. Maintaining your oral and visual health is a critical part of aging well, so how do you bridge this gap in retirement?

The Gap in Original Medicare

Original Medicare is designed primarily for medical necessities. Routine check-ups, cleanings, fillings, eye exams for glasses, and the glasses themselves are typically excluded.

Options for Coverage

You have a few main avenues to secure this coverage:

• Standalone Policies: You can purchase individual dental and vision insurance policies separate from your health insurance.
• Medicare Advantage: Many Medicare Advantage plans include some level of dental and vision coverage as part of their benefits package.
• Discount Plans: While not insurance, discount plans can provide reduced rates for these services for a monthly or annual fee.

When planning your healthcare strategy for retirement, don't forget your teeth and eyes.

If you're in Central Oregon and wondering how to add this coverage without breaking the bank, give me a call. We can look at the local options together.