Vision Coverage
Vision Coverage for Central Oregon Residents
Learn about standalone vision plans to help offset the cost of routine eye exams and corrective eyewear.
Like dental care, routine vision care is a common gap in health coverage. Original Medicare generally does not cover routine eye exams, glasses, or contact lenses.
Maintaining your vision is essential for independence and quality of life. Standalone vision insurance policies are designed to help you proactively manage your eye health and reduce the out-of-pocket costs associated with corrective lenses.
What Vision Plans Typically Cover
Routine Exams
Comprehensive eye exams are usually covered annually, helping to monitor changes in vision and detect early signs of eye conditions.
Frames & Lenses
Plans typically provide an allowance or strict copay structure for frames, as well as coverage for basic lenses to correct your vision.
Contact Lenses
For those who prefer contacts, vision plans generally offer an allowance to be used toward contact lenses instead of eyeglasses.
Important Considerations
- Provider NetworkReview the plan's network to ensure your preferred optometrist or vision care center is included.
- Allowances vs. CopaysUnderstand exactly how the plan contributes to the cost of frames and lenses—whether they provide a fixed dollar allowance or cover a percentage after a copay.
- Frequency of BenefitsCheck how often you can utilize the benefits, such as whether new frames are covered every 12 months or every 24 months.