Medicare Resources

Find Medicare Doctors & Pharmacies Near You

Not every provider accepts every Medicare plan. Use this free directory to confirm that your preferred doctors, hospitals, urgent care clinics, and pharmacies are in-network before you enroll.

Not sure which plan covers your preferred doctors?

I can run a side-by-side plan comparison using your specific doctors, specialists, and prescriptions — at no cost to you. That's what a local independent agent is here for.

Free, no-pressure guidance. No obligation.

Plan networks change annually

A provider or pharmacy that was in-network last year may not be in 2025. Always verify coverage during Open Enrollment (Oct 15 – Dec 7).

Common Questions About Medicare Provider Networks

Do all doctors accept Medicare?
No. While most U.S. doctors participate in Medicare, some opt out entirely or accept Medicare patients on a limited basis. It's critical to verify that your preferred doctors, specialists, hospitals, and pharmacies accept your specific plan before you enroll.
Does my Medicare Advantage plan have a different network than Original Medicare?
Yes. Medicare Advantage plans (Part C) have their own contracted provider networks. Seeing an out-of-network provider can mean higher costs or no coverage, depending on whether you have an HMO or PPO plan. Original Medicare generally lets you see any provider who accepts Medicare nationwide.
How do I find pharmacies that accept my Part D plan?
Each Medicare Part D plan has a network of preferred and non-preferred pharmacies. Preferred pharmacies typically offer lower copays. The provider directory above can help you locate in-network pharmacies near you in Bend and throughout Central Oregon.
Can a local Medicare agent help me check if my doctors are covered?
Absolutely. Jesse at Mountaintop Insurance Solutions can run a plan comparison that includes your specific doctors, specialists, and prescriptions — at no cost to you. This is one of the most valuable services a local independent agent provides.

A 30-minute conversation can clear up a lot.

Schedule a free, no-pressure conversation. We'll grab a coffee, look at the options, and find what makes sense for you.